Car accidents are one of the most common types of accidents that people get involved in, and it can take a significant toll on a person’s physical and emotional well-being. In Michigan, the question of whether you can reopen a closed car insurance claim is a common one. In this blog post, we will provide you with important information about reopening closed car insurance claims in Michigan.
In Michigan, you can reopen a closed car insurance claim under certain conditions. If your auto insurance claim was closed because some time has gone by without you needing help with medical issues, then you may be able to contact your adjuster to reopen your claim. Also, if you received a settlement and the settlement only includes the period from the date of the accident to the present, and you develop medical issues later, you can reopen your claim. In such cases, you will have to provide evidence that the medical issues were a direct result of the accident and not from any other cause. This evidence may include medical bills, doctor’s reports, and other relevant documents.
However, if your insurance settlement includes a release of future claims, you cannot reopen your closed claim. This commonly happens when both parties agree to a settlement that includes payment for any possible future medical expenses. The settlement will then include language that releases any future claims arising from the accident. This release of future claims is usually binding and cannot be undone.
If you reopen your closed car insurance claim, the process usually begins with a request to your insurance company to review the claim. The insurance company will then assign an adjuster to your case who will review the evidence provided. The adjuster will then determine whether to reopen the claim or not.
If this adjuster is not responsive or does not reopen your claim, then it is recommended you contact an attorney that can help you with the process. Our attorneys at Khamo Law PLLC have the legal knowledge and understanding in helping you get your auto insurance claim reopened. Contact us for a free consultation at (248) 466-0606
In Michigan, you can reopen a closed car insurance claim under certain conditions. If your insurance settlement only includes the date of the accident to the present, and you develop medical issues later, you can reopen your claim. However, if your insurance settlement includes a release of future claims or if the statute of limitations has expired, you cannot reopen your claim. If you are considering reopening your claim, it is best to speak with an experienced car accident attorney who can help you navigate the complex process and help you understand your legal options. Never settle for less than what you deserve. Contact us at (248) 466-0606